IntroductionMajor transitions—selling a business, divorce, changing jobs, retiring, or inheritance—can feel like shifting tectonic plates in your financial world. With so many moving parts—taxes, timing, allocation, estate implications—a strategic plan is essential. Why Transitions Demand a Plan First Planning ahead of time allows you to maximize opportunities...
IntroductionToo many investors treat planning and investing like separate silos—“I’ve got a portfolio, now let’s talk about the plan.” But the truth is, a thoughtful plan should come first, and investments should follow. At Arbor, we believe your financial plan must act as a beacon,...
Investment management is often viewed as the heart of wealth building — but without a plan, even the most sophisticated portfolio can lose its direction. True financial success begins not with markets, but with clarity. A clear plan defines what the money is for —...