Business Owners

Preparing for a Business Sale: Preserving the Value of a Lifetime’s Work

For many business owners, the sale of a company represents the culmination of decades of discipline, energy, and sacrifice. When the time comes to transition, the complexity of turning business value into personal financial security can feel overwhelming.

One of the most common concerns we see is how much of the proceeds from the sale will be lost to taxes before owners get the chance to put their wealth to work. Without careful planning, a significant portion of the value created over a lifetime may quickly erode. Fortunately, thoughtful preparation can make a meaningful difference.

 

When a business owner approaches us before or during a liquidity event, we begin by focusing on what matters most: their personal and family goals. What does life look like after the sale for them, a spouse or future generations? From there, we coordinate with their CPA, estate attorney, and business counsel to align tax, estate, and financial strategies.

Our approach may include:

• Designing an investment plan built for both growth and inflation protection.
• Exploring tax-efficient strategies such as tax-loss harvesting, charitable giving, or gifting techniques.
• Structuring portfolios that allow flexibility and control during the transition.
• Helping ensure the sale proceeds are managed in a way that supports long-term goals.

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