Arbor Investment Advisors | Important Disclosures
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Arbor Investment Advisors (“Arbor”) is an SEC registered investment adviser located in Winston-Salem, North Carolina. Arbor may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Arbor’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Arbor’s web site on the Internet should not be construed by any consumer and/or prospective client as Arbor’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Arbor with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. A copy of Arbor’s current written disclosure Brochure discussing Arbor’s business operations, services, and fees is available from Arbor upon written request. Arbor does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Arbor web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Arbor), will be profitable or equal any historical performance level(s).

Certain portions of Arbor’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Arbor (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Arbor, or from any other investment professional. Arbor is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. The scope of any financial planning and consulting services depends upon the specific requests and needs of the client. Arbor does not serve as a law firm, certified public accounting firm, nor an insurance agency. Arbor does not prepare legal documents, tax returns, nor does it sell insurance products.