Privacy Policy

Arbor Investment Advisors, LLC (referred to as “Arbor”) maintains physical, electronic, and
procedural safeguards that comply with federal standards to protect its clients’ nonpublic personal information (“information”). Through this policy and its underlying procedures, Arbor attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information.

It is the policy of Arbor to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background including social security number and address, investment objectives, financial situation, financial planning issues, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/nonaffiliated entities who need to know that information in order to provide products or services in furtherance of the clients engagement of Arbor. In that regard, Arbor may disclose, as necessary, the client’s information: (1) to service providers in order establish and maintain the client’s accounts and process transactions (i.e., broker‐dealer, account custodian, record keeper, proxy management service provider, insurance company, etc.); (2) as required to do so by judicial or regulatory process; or (3) as otherwise permitted to do so in accordance with applicable federal and/or state privacy regulations. However, Arbor does not, and shall not, disclose or share information with any affiliated or unaffiliated persons, entities or service providers for marketing or any other purposes or reasons not referenced above.

Arbor permits only authorized employees and affiliates who have signed a copy of Arbor’s
Privacy Policy to have access to client information. Employees violating Arbor’s Privacy Policy will be subject to Arbor’s disciplinary process. Additionally, whenever Arbor hires other organizations to provide services to Arbor’s clients, Arbor will require them to sign confidentiality agreements and/or the Privacy Policy.

Should you have any questions regarding the above, please contact April Y. Beason, Chief
Compliance Officer.